Commonwealth of Massachusetts Employees Take Advantage of Your Benefits

MA STATE EMPLOYEES: Take Advantage of Your Benefits

Membership Benefits Group, in conjunction with Aflac and Boston Mutual, would like to take
this opportunity to inform you of the open enrollment for voluntary insurance plans available
to state employees. These benefits ensure your family and your paycheck are protected. The
short-term disability benefit that will pay over and above PFML benefits, sick time, vacation
time, and workers compensation. For this time only, all benefits will be offered on a
Guaranteed Issue basis – No Medical Questions.

To view rates or start the enrollment process please click the link below

Reach out to a benefits counselor below

Contact Us
[email protected]

Plan Details

AFLAC Short Term Disability (NO MEDICAL QUESTIONS)

  • Protects your income due to maternity leave, accidents, surgery, and sickness
  • Collect 60% of income tax free – maximum benefit of $4,000 per month
  • Pays over and above PFML, sick time, Benefit Time, or workers compensation
  • Covers you on-and-off the job (pays 50% of benefit if collecting workers comp);
  • Plan is completely portable and can go with you if you leave current employment
  • Pre-existing conditions apply for the first 12 months of coverage

 

LEARN MORE ABOUT AFLAC Short Term Disability

 

AFLAC Hospital Indemnity (NO MEDICAL QUESTIONS)

  • Provides cash benefits direct to the policyowner for hospitalizations
  • Pays $500 for hospital admission, $100 per day for rehab unit, $100 for ER visit and more

 

LEARN MORE AFLAC Hospital Indemnity

AFLAC Accident Coverage (NO MEDICAL QUESTIONS)

  • Provides cash benefits direct to the policyowner for accidents or injuries
  • Coverage includes payouts for: ER visits, x-ray, ambulance, fractures, stitches, concussion, dislocations, burns, physical therapy, accidental death and more

 

LEARN MORE AFLAC Accident Coverage

BOSTON MUTUAL Critical Illness Insurance (NO MEDICAL QUESTIONS)

  • Provides a tax-free lump sum benefit upon diagnosis or a covered critical illness
  • Covered conditions: cancer, heart attack, stroke, stent, Alzheimer’s, ALS, renal failure, organ failure, coma, blindness and coronary artery bypass surgery 

 

LEARN MORE BOSTON MUTUAL Critical Illness Insurance

BOSTON MUTUAL Whole Life Insurance (NO MEDICAL QUESTIONS)

  • Individual whole life insurance policy with fixed cost and coverage
  • Plan is completely portable and can go with you if you leave current employment
  • Provides lifetime coverage that builds cash value

 

LEARN MORE BOSTON MUTUAL Whole Life Insurance

    It is important to understand that these rates and advantages are available to you only during this Open Enrollment, ensure you receive enough information to make an informed decision.